Seven African Startups Poised to Redefine Fintech, AI, and Mobility in 2025

Written By: Flipbz.org

Africa’s tech ecosystem is buzzing with innovation, and a new wave of startups is tackling local challenges with bold, tech-driven solutions. TechCabal’s latest “Startups on Our Radar” spotlight highlights seven African ventures in fintech, artificial intelligence, and mobility, each making waves with unique approaches to solving real-world problems. From seamless digital wallets to AI-powered retail tools, these companies are reshaping industries and catching the attention of investors and consumers alike.

Dingpay: Revolutionizing Digital Payments

Dingpay, launched in January 2025, is bringing the ease of contactless payments to Nigeria, inspired by the founders’ experiences with streamlined payment systems in the UK. This digital wallet integrates local cards, bank accounts, and event tickets into a single platform, enabling effortless online and offline transactions without juggling multiple apps. With Nigeria’s digital payment market projected to grow by 15% annually through 2030, Dingpay’s user-friendly approach positions it as a game-changer in the fintech space.

Inkriv: Personalized AI Writing for All

Since its debut in June 2025, Inkriv has attracted 1,000 users with its $15 monthly subscription model, leveraging Gemini and OpenAI models to offer tailored AI writing solutions. Unlike general-purpose tools like ChatGPT, Inkriv’s interactive thinking canvas and personalized artifacts set it apart, catering to users seeking customized content creation. Its early traction signals strong potential in Africa’s growing AI market, expected to reach $3.5 billion by 2027.

Fekxir: Unlocking Global Opportunities for Talent

Fekxir is bridging the gap for skilled African professionals by simplifying access to global talent visas and mobility programs. Launched to address information and resource barriers, the platform empowers individuals to seize international opportunities. With Africa’s talent pool increasingly in demand globally, Fekxir’s focus on mobility could tap into the $1.2 billion global talent migration market.

PayWise: Redefining Secure Transactions

PayWise is shaking up fintech with a novel approach to payments, allowing users to authorize transfers directly from a recipient’s phone using facial authentication. This eliminates the need for the sender’s device, making transactions seamless even in cases of faulty devices or poor networks. Launched in August 2025, PayWise’s innovative model addresses trust and accessibility, critical in Nigeria’s $2.5 billion digital payment landscape.

Movnn: Slashing Logistics Costs for SMEs

Movnn, a logistics startup launched in 2024, has processed over ₦30 million in revenue and fulfilled 12,000 products for 250 businesses. By using AI-driven insights to reduce delivery costs to as low as ₦200 per product, Movnn tackles the high logistics expenses that often cripple African SMEs. With plans to expand into markets like China, backed by talks with Microsoft and VCs, Movnn is poised to transform cross-border commerce.

Pandascrow: Building Trust in Digital Trade

Founded in November 2024, Pandascrow addresses trust issues in Africa’s e-commerce sector with escrow-backed payments, ensuring funds are released only when value is delivered. With Nigeria’s e-commerce market expected to hit $15 billion by 2030, Pandascrow’s secure transaction model is gaining traction among businesses seeking reliable digital trade solutions.

Vendai: Empowering Small Retail with AI

Vendai, an AI retail assistant set to launch in December 2025, is already making waves with 250 businesses in its beta phase. Designed for FMCG retailers, it uses large language models to provide real-time sales and inventory insights, helping small shops operate more efficiently. Unlike competitors, Vendai’s software-only approach keeps costs low, positioning it to capture a slice of Africa’s $50 billion retail tech market.

These startups, spotlighted by TechCabal, reflect Africa’s dynamic tech landscape, where innovation meets practical solutions. With the continent’s startup funding surpassing $2 billion in 2025, these ventures are well-positioned to drive impact and attract global attention. Keep an eye on them as they shape Africa’s digital future.